You’ve been in an accident, and you’re injured. You need medical care. You can’t work. NOW WHAT?
You need to get your own lawyer immediately:
You need advice quickly so you don’t do things that can damage your case and your potential recovery. Here is some standard legal advice we tell our clients:
- Don’t talk to the other party’s insurance company without your lawyer present. Not ONE WORD. Don’t answer any questions. You will only hurt your case. If they call or visit you, tell them you will not make any statements. They should call your lawyer who will speak for you.
- Don’t talk about your case on Social Media. It will be used against you.
Insurance company lawyers know how to twist your words against you!
Call us and we’ll tell you what other damaging actions (there are many), you must avoid!
The insurance company people will take advantage of you if they can! It’s nothing personal, its their job. You must protect yourself and your family. Your lawyer’s job is to protect your rights and make sure you receive full, fair and just compensation for your losses.
- Quick action is required to get the evidence to prove your case, such as photos, witness statements, police reports, medical records, etc. Your lawyer knows what is important for your case.
- Prompt notifications about the accident details must be made to the correct parties to ensure your legal rights are preserved. Your lawyer knows how and when to do this.
Call us and we’ll tell you what steps you should take!
You need to know which medical insurance benefits apply to your case and how to get them. There are deadlines. Don’t lose those benefits!
- Your own health insurance will not cover medical bills for work-related injuries or auto accident related injuries. These bills are covered by Worker’s Compensation and Auto No-Fault insurance. You must meet the deadlines for these types of benefits.
- Your own Auto Insurance is responsible for your medical bills (up to $50,000) even though the injury was caused by the other driver! Do not assume that the at-fault driver’s insurance will cover your medical bills. Under the New York No-Fault Insurance Law you cannot collect these bills from the guilty party, but you must apply for coverage to your own auto insurer for No-Fault benefits. And the application must be sent within 30 days! And you may have extra benefits available under you auto policy. Your lawyer can review that for you.
- Additional medical payment coverage may reimburse you for your co-pays if your injury happened on a private premises, even if you have your own health insurance. Most property liability insurance policies have provisions that will reimburse you for medical bills, including co-pays, if you are injured on the premises, but there are time limits that must be met.
Call us and we’ll tell you what benefits may be available to you!
PROMPT MEDICAL CARE is essential both for your health and to protect your legal rights! Don’t put it off. Your full injuries may not be apparent at first. You may think that your condition will get better by itself, but many times symptoms get worse over time, not better. SEE A DOCTOR! Don’t worry about the bills.
If you call us, we’ll help you understand how your bills will be paid, and how to make sure that they DO get paid. Medical treatment is important for your recovery from your injuries and medical evidence of your injuries is essential for you to be fully and justly compensated.