The general rule in New York is a three-year statute of limitations, which means that you have to file the lawsuit within that time period, otherwise you’ll be barred by reason of that statute of limitations. But there’s another element to consider in motor vehicle cases in New York, and that’s what’s called the no-fault insurance. If you are injured in a motor vehicle accident, the insurance of the vehicle that you occupy, or if you’re a pedestrian of the vehicle that strikes you, that insurance company is responsible to pay for your medical expenses and a portion of your lost earnings, but you have to notify them of the claim and you have to put in the application for that within 30 days. Additionally, any medical bills must be submitted to that no-fault insurance carrier within 45 days of the date of service of the medical provider, otherwise they can deny those claims.
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